Identify and discuss the security threats this type of technology creates. Prepare a presentation outlining your vision of the new opportunities for cybercrime that m-commerce may provide.
Mobile computing facilitates the mobility to research, communicate, and purchase goods and services from anywhere at any time without being bind to a desktop.
Mobile commerce operated on a radio frequency platform is prone to passive attacks or listening to ongoing conversation. Smart Cards to improve security, roaming to improve remote connectivity , thus limiting their use in wireless environments. There are two major technical security concerns in a mobile commerce environment: identification integrity, and message integrity.
The identification integrity refers to the signature elements found in the messages in order infer from where the message is originating. The message integrity refers to details in order to establish that the message is received as sent and no third party has attempted to open, modify or alter the contents.
Identification integrity and message integrity are also involved in mobile security. Unfortunately, the current platform in which mobile communication is built on does not offer full scale security measures when it comes to transaction integrity.
The mobile ad hoc wireless networks have some limitations in particular which needed to be taken into consideration. These issues are discussed briefly below. Transaction Management:. Transaction can be difficult to enforce and network intermitted disconnections will affect a particular service in a secure M-commerce operation, succession to fail accordingly the secure connectivity would be considered unfinished and will be subjected to abort.
Delivery of Service:. Due to unique characteristic of complexities of ad hoc wireless network, existing service discovery and delivery protocols do not seem to suit the needs of an ad hoc network making then unsuitable for m-commerce oriented scenarios.
Service advertisements and deliveries may need to be disseminated by a mix of a store and forward strategy as well as local multicasting to cope with intermittent online connectivity.
Trust System:. One of the important factors of online communication in terms of security is trust, it assists the participating entries to ensure secure transaction by reducing the chances of risk involved in transactions. On the other hand, as the mobile network cannot rely solely on network service providers to facilitate security services such as Certification Authority.
Mobile cybercrimes are still relatively rare, but in recent years major security scares, viruses, and other mobile crimes. Rootkit installation:. A rootkit when installed on a phone, could affect every part of the phone from the touch screen to the passwords. These programs can not only steal information, they could potentially even reroute calls from legitimate businesses to criminal operations. Risky QR codes:. Smishing tries to trick individuals into revealing personal, private information.
Smishers send their victims an SMS text message, baiting them into divulging personal details like bank account, credit card, or social security numbers.
Social engineering:. Social engineers scam mobile users by either tricking them into giving them private information or by tricking companies that the individual uses. Sometimes, criminals will hack into bank accounts and change customer contact information. When frauds occur, the bank will contact not the customer but the criminal, who will verify the charges. Viruses and Malware:. While viruses and malware that attack mobile phones are still rare in comparison to those designed to attack PCs, the growing number of smartphones and tablets has become a new, ever bigger target for criminals.
Experts advise not only mobile customers but also businesses to prepare for a growth in this kind of attack by creating more secure apps or payment systems, and offering better support to consumers.
Answer: Mobile payments with a credit card. Q2: Who are the largest adopters of mobile payment methods? Answer: A survey of consumers in the United States, United Kingdom and Australia released last week from ETA member Transaction Network Services TNS says that American consumers have the highest adoption of mobile payments, with 59 percent of respondents saying they prefer the convenience of mobile payment apps.
Answer: 1. Q4: What is Zelle and why did it grow so fast in the last few years? Answer: Like Venmo, Zelle is a person-to-person mobile payments platform developed by more than 30 major American banks. Answer: Some of the signs that a web site has been hacked: 1.
Some of the damages he will have to face is mentioned below: 1. Answer: Mobile computing facilitates the mobility to research, communicate, and purchase goods and services from anywhere at any time without being bind to a desktop. Mobile commerce operated on a radio frequency platform is prone to passive attacks or listening to ongoing conversation In most mobile devices laptops, WLANs, personal digital assistants PDAs , etc do not contain the same capabilities as mobile phones e.
Transaction Management: Transaction can be difficult to enforce and network intermitted disconnections will affect a particular service in a secure M-commerce operation, succession to fail accordingly the secure connectivity would be considered unfinished and will be subjected to abort.
Delivery of Service: Due to unique characteristic of complexities of ad hoc wireless network, existing service discovery and delivery protocols do not seem to suit the needs of an ad hoc network making then unsuitable for m-commerce oriented scenarios. Trust System: One of the important factors of online communication in terms of security is trust, it assists the participating entries to ensure secure transaction by reducing the chances of risk involved in transactions.
Social engineering: Social engineers scam mobile users by either tricking them into giving them private information or by tricking companies that the individual uses. Related Audiobooks Free with a 30 day trial from Scribd.
Chapter 5 1. E-commerce Kenneth C. Laudon Carol Guercio Traver business. What Is Good E-commerce Security? The E-commerce Security Environment Figure 5. Table 5. Client 2.
Server 3. A Typical E-commerce Transaction Figure 5. Vulnerable Points in an E-commerce Transaction Figure 5. Most Common Security Threats cont. Creating a Digital Envelope Figure 5. Digital Certificates and Certification Authorities Figure 5. Firewalls and Proxy Servers Figure 5. Developing an E-commerce Security Plan Figure 5. Types of Payment Systems cont. Lisa Taylor Dec. No problem. ForhadulAlam1 Aug. AbdullahAlNoman75 Apr. Shahida Parvin Jothy Mar. Stored value Funds deposited into account, from which funds are paid out or withdrawn.
Mahbubul Alam, PhD. Electronic Commerce Payment Systems Chapter Chapter 4 E-commerce Security and Payment 1. Electronic Payment Systems in E Commerce. E commerce cashless payment system. Mobile Commerce Infrastructure, Applications, Payment. Payment Security in Multiple Layers Kits Security Certification in Payment Card Industry: Testbeds, all types of merchants and e-commerce sites,.
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